The following Terms and Conditions govern your use of this Web Site (the "IMA-Institute.com site") and your relationship with the IMA-Institute "we/us"). By using the IMA-Institute.com site you agree to be bound by these Terms and Conditions. These Terms and Conditions may change without further notice to you and we recommend you check the Terms and Conditions when you use the IMA-Institute.com site.

Reliance

All information included on the IMA-Institute.com site is intended for information purposes only and does not represent advice. We make no representations or warranties as to the accuracy of the information contained on the IMA-Institute.com site, and you should take appropriate precaution to verify it.

We cannot agree that the service will be fault free. If a fault occurs in the service we will attempt to correct the fault as soon as we reasonably can. Your access to the site may be occasionally restricted to allow for repairs or maintenance.


Registration

If you register for membership with us you confirm that you are at least eighteen years of age. The details provided by you on registration or at any time are important. The registered user undertakes to ensure that they are correct and complete. You undertake to inform us immediately of any changes to the information you provided when registering by updating your personal details.


Password and Security

When you register to use the IMA-Institute.com site you will be asked to create a password. You must keep this password confidential and must not disclose it or share it with anyone. Please note that you will be responsible for activities and orders that occur or are submitted under your password. If you know or suspect that someone else knows your password you should notify us immediately.


Privacy Policy

We treat your privacy seriously and we understand that you would wish to know how we shall use the information we collect from your use of the IMA-Institute.com site. Please see our Privacy Statement which forms a part of these Terms and Conditions. Copyright and other Notice Material on the IMA-Institute.com site is protected by copyright, trade mark and other intellectual property and proprietary rights. You may use the IMA-Institute.com site and display, download on any single computer or print a single copy of any material for your personal or professional use provided you do not further copy or modify the page including without limitation by removal of any notices. You may not otherwise reproduce, copy, distribute or use any material on the IMA-Institute.com site. Permanent copying and/or storage of material or reproduction or incorporation of any part of it in any other work in whatever media is expressly prohibited.


Goods and Services

Registered users of the IMA-Institute.com site may be able to purchase goods and services from us or our related companies including IM Training Ltd. This should not be confused with the purchase of goods and services from third party sites linked to the IMA-Institute.com site. No offer is made through the IMA-Institute.com site and we reserve the right to reject your offer for any reason. Prices and availability of goods and services are subject to change. In the event that we are unable to supply you with the goods or services you will receive a full refund.

While we try and ensure that all prices on the IMA-Institute.com site are accurate, errors may occur. If we discover an error we shall inform you as soon as possible and give you the option of reconfirming your order at the correct price or cancelling it. If you cancel, and you have already paid for the goods or services, you will receive a full refund.

Specific terms and conditions may apply to these purchases. Those specific terms and conditions incorporate these Terms and Conditions. If these purchases are with one of our related companies, the name of that company shall be included in the expressions "we/us" in these Terms and Conditions. In case of conflict, the specific terms and conditions shall apply. In relation to some users you may have a statutory right to cancel a good or service within a certain period. Nothing in these Terms and Conditions excludes that statutory right.


Third Party Sites

The IMA-Institute.com site contains links to third party resources on the Web. We do not endorse, approve or sanction (unless otherwise stated) nor are we responsible for any third party's products, services, acts or omissions. IM Training Ltd may receive a commission from third-party suppliers for the provision of services to members but we do not act as agent for or on behalf of the third party to whom we provide links or with whom we may have a commercial arrangement. Accordingly, neither party may incur any debt or liability on behalf of the other party.

The IMA-Institute or IM Training Ltd may have a financial arrangement with providers on products sold to members by third-parties. However, please note that the information contained throughout this website does not constitute financial, investment or tax advice and should in no way under any circumstances be construed as such. The IMA-Institute and IM Training Ltd are not FSA registered and therefore do not provide advice on any particular financial products through the IMA-Institute website. Clicking on any of the links below will direct you away from this website, and your use of any external sites accessed via this website is entirely at your own risk. Whilst every effort is made to ensure that insurance brokers and underwriters linked to this site are authorised and regulated by the Financial Services Authority it remains the responsibility of individual members to verify these facts before entering into any financial commitments or agreements. We accept no responsibility for any of the services featured on any of the external sites and any losses you may suffer arising through the use of any of the those services.


Our Liability

Whilst we endeavour to ensure that information on the IMA-Institute.com site is correct, we shall not be liable for any damages arising from the use or inability to use the IMA-Institute.com site or any information contained on it or from any action or decision taken as a result of using the IMA-Institute.com site or any such information.

To the maximum extent permitted by applicable law we disclaim liability for all implied or statutory warranties and conditions. To the maximum extent permitted by applicable law, in no event shall we, nor our employees, affiliates, agents or other representatives, be liable for any special, indirect or consequential damages whatsoever including without limitation damages for loss of profits, loss of confidential or other information, business interruption arising from or in connection with the use of the IMA-Institute.com site or otherwise in connection with the provision of goods and services under these Terms and Conditions. Nothing in this clause affects our liability for death or personal injury arising from our negligence, or our liability in relation to any fraudulent misrepresentation.


Compensation

You hereby undertake, as a condition of use of the IMA-Institute.com site, to indemnify us against any loss or damage suffered by us as a result of any breach by you of any of these Terms of Conditions.


Viruses and Hacking

You must not misuse our site by knowingly introducing viruses, trojans or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer, or database connected to our site.

We will not be liable for any loss or damage caused by viruses or any other technologically harmful material that may infect your computer equipment, programs, data or other proprietary material due to your use of our site or to your downloading any material posted on it, or any website linked to it.


Termination

We may terminate your use of the IMA-Institute.com site at any time without notice.


Law

These Terms and Conditions and any disputes arising from or in connection with them shall be governed by the laws of England and the parties submit to the exclusive jurisdiction of the English Courts. We do not make any promise that the materials on the IMA-Institute.com site are appropriate or available for use in locations outside the United Kingdom and using the IMA-Institute.com site from territories where its use or material or contents is unlawful is prohibited.

The IMA-Institute.com site is owned and operated by IM Training Ltd. The registered office address for IM Training Ltd is Unit 8, Claremont Courtyard, Old Clatterbridge Rd, Spital, Wirral, CH63 4JB

Company Name Registered Number
IM Training Ltd 06599909

We can be reached by emailing membership@ima-institue.com or by phone during UK office hours on 08700 77 99 01


Privacy Policy


1. Our guiding privacy principles

The IMA-Institute is committed to upholding your privacy as a valued member, prospective member, customer or user of this website. The personal data about you that we collect, process or use (‘Data’) is held securely and treated in accordance with this Policy. Whenever you give us Data, you are consenting to its collection and use as explained at the time of collection and in this Policy, including our use of ‘cookies’ (see section 6).

We operate an integrated communications programme which means we may use your Data to communicate with you through several different channels, including direct mail and email (see sections 4 and 5). Our aim is to keep you up-to-date with all the latest news and offers from IMA-Institute.

If you would like to contact us at any time with regard to this Policy or its contents please Email: membership@ima-institute.com


2. What personal data do we collect?

If you visit the IMA-Institute website, your Internet Protocol (‘IP’) address and other information relating to your visit will be tracked by a method called URL Rewriting where the link (URL) to any page on the site has a unique session ID appended to it.


3.

If you wish to interact with the IMA-Institute, you will need to become a registered member of the site. That process will involve you providing us with Data about you such as your name, address, email address and job title. Similar and other Data such as your number of years' business experience and previous companies may be requested if, either online through ima-institute.com or by email, or by post, in person or telephone, you order products or services or apply for membership.

After you first request information from the IMA-Institute, book to attend an IMA-Institute event, provide us with your business card, purchase any other IMA-Institute goods or services, or become a registered user of ima-institute.com or an IMA-Institute member, we will collect other Data such as when you request information or publications, sign up for conferences or other IMA-Institute events or surveys.

When you order certain goods and services from the IMA-Institute you will be asked for further Data such as your credit card details and expiry date and to verify the delivery address where relevant.


4. Disclosure of information

The IMA-Institute's use of your Data for any of the purposes disclosed in this Policy, or any other purposes disclosed in any separate communication, may involve the IMA-Institute sharing it with third party suppliers such as contractors, agents or professional advisers appointed by the IMA-Institute to assist the IMA-Institute in providing IMA-Institute services, facilities and products.

In no other case, unless obliged to do so by law, will the IMA-Institute sell, rent, lease or otherwise share your Data with third parties, unless you have provided your specific consent.


5. What we use your data for

Data about you provided to the IMA-Institute will be used for the purposes described at the time of collection. It may also be used for the other purposes described in this Policy. For instance, Data will be used by the IMA-Institute to record IMA-Institute.com usage patterns and your use of the IMA-Institute's other services, goods and facilities, thus helping us to administer these effectively and provide the highest possible level of service. It also helps us better understand your needs and interests.

If you are an IMA-Institute member your Data may be used to send you, by post or by email, any IMA-Institute publications made available to IMA-Institute members including regular monthly newsletters and updates on regional events and activities. It will also be used for IMA-Institute administrative purposes such as membership renewal reminders.

We will always require you to supply an email address and a password when you complete a transaction on IMA-Institute.com for email confirmation and administration purposes.

Data may also be used to send IMA-Institute members’ promotional communications as described in the ’Promotional Communications’ – section 5 below.


6. Promotional communications

Unless you have specifically opted out of receiving such communications your Data may be used by the IMA-Institute for marketing, advertising and promotions (’Promotions’). These Promotions may advertise IMA-Institute events and other IMA-Institute services, goods and facilities, some of which are offered to you in partnership with specially selected partners of the IMA-Institute. Because of this, Data may be shared with them solely for the purpose of informing you of such IMA-Institute events, services, goods and facilities.

Other Promotional communications may also invite you to participate in surveys or prize events sponsored by third parties. These third parties will have been specially selected by the IMA-Institute and third party Promotions will not result in your Data coming into the third party's possession unless you give separate consent to this occurring, for example if you participate in a survey or prize draw or subsequently place an order with the third party. In that event please check notices supplied by that third party for information as to how they will make use of your Data.

Promotional communications may be made by post, facsimile, or email.


7. Cookies

A cookie is a small piece of data that is sent from our web server to your browser when you visit IMA-Institute.com. It is stored on your hard drive. There are several types of cookie that are used to keep track of information needed by a site user as they travel from page to page within a website. We use a method called URL Rewriting where the link (URL) to any page on the site has a unique session ID appended to it. This allows IMA-Institute.com to track a user's behaviour without the need to write a temporary cookie to their PC's hard drive.

Other types of cookie can be used to track internet activity after the user has left a website. These are normally facilitated by organisations external to the website being visited and are generally known as ‘third party’ cookies. These usually have a long lifetime with several months being quite common. They are "harvested" and "refreshed" whenever the user visits a page where the same or a similar cookie is being used.

We will not use any of this data to identify you personally, it is used only to monitor and improve IMA-Institute.com.

Internet browsers normally accept cookies by default, but it is possible to set a browser to reject cookies. If this is done it is important not to exclude the benign and useful cookies. Choose an option that rejects all third parties and long lived cookies.


8. Supplementary information

We may supplement your personal data with other Data about you we have received from third parties (for example, Saville Consulting and the Open University), provided that they have obtained and shared that Data with us in a manner that is compliant with all relevant laws and codes. For instance a third party may be used to verify your payment details or course participation. We may also combine Data about your purchasing habits with similar Data about you to create a personalised user profile. We can then use this to send you communications which are more likely to be of interest to you.


9. Maintaining the information we hold about you

The IMA-Institute aims to keep the Data it holds about you accurate and up to date. If at any time you want to verify, update or amend any Data we hold about you or if you become aware of possible errors or inaccuracies in that Data, please visit your IMA-Institute profile, where you are able to view and amend your details online (you will need to be logged in using your username and password).


10. Links to third party sites

IMA-Institute.com may contain links to other sites, provided as a convenience to you. You are under no obligation to use these sites, but if you choose to do so, please be aware that these sites have separate content, privacy and data collection policies. Please refer to these before interacting with the site. The IMA-Institute cannot accept responsibility for any use of your Data by these sites.


11. Surveys

The IMA-Institute may from time to time invite you to participate in surveys. This may occur online or using other communication channels. Anonymity of individual respondents and protection of personal details will be maintained except where you have expressly granted permission to the contrary. Information gathered through surveys will be researched and compiled on an aggregated basis and results may be published on IMA-Institute.com or elsewhere. Such results will not identify you. The information will be used to help us formulate our policy positions and to monitor or improve IMA-Institute.com and IMA-Institute products and services.


12. Security

The IMA-Institute places great importance on the security of all Data associated with our members, customers, registered users of IMA-Institute.com and other contacts. We have security measures in place to protect against loss, misuse or alteration of Data under our control.

Unfortunately no transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal data, we cannot warrant the absolute security of any Data you transmit to us online or to any other persons providing products or services online through IMA-Institute.com. You are responsible for maintaining the security of your passwords in your possession and/or any account information in your control.


13. Transactions

As part of our commitment to offering you a wide range of products and services, we enable you to make purchases from us or sometimes direct from a third party seller (‘Seller’). If you choose to make a transaction direct with a Seller, for instance online through IMA-Institute.com or an IMA-Institute email, we will make it clear that you are being transferred to the Seller. This is important because when you choose to order direct from the Seller, you become their customer and use of your data is then the Seller's responsibility and subject to any Privacy Policy which they may have.

If you order products or services from the IMA-Institute, an outside delivery company where relevant and a credit card processing company may be used to fulfil the order and process payment. In these instances these companies do not retain, share, store or otherwise use personally identifiable information for any other purpose.


14. Notification of changes

The IMA-Institute reserves the right to modify, alter or otherwise update this Policy at any time and users are encouraged to review this Policy from time to time. Any changes to the Policy will be highlighted on the IMA-Institute.com homepage and the previous Policy will be available on IMA-Institute.com for at least six months after the change has come into effect.


15. Your ability to request information

You have the right to request access to personal data we may process about you, although we reserve the right to make a nominal charge in order to conduct the search. If you wish to make such a request you should do so in writing to membership@ima-institue.com and include proof of your identity and a list of the documentation you require

The IMA-Institute is registered with the Data Protection Registrar
Registration. No. Z1553753


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